Terms & Conditions
The terms that govern your use of Lendcorp USA's website and services.
Last updated: January 2025
1. Acceptance of Terms
By accessing or using the Lendcorp USA website and services, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use our services.
2. Eligibility
To apply for a loan, you must be at least 18 years old, a U.S. resident, and have a valid Social Security Number. Additional eligibility criteria may apply based on the product.
3. Applications and Approvals
Submitting an application does not guarantee approval. We review each application based on credit profile, income, and other factors. We reserve the right to approve, deny, or request additional information.
4. Loan Terms
Loan amounts, interest rates, and repayment terms vary based on your creditworthiness and state of residence. Specific terms will be presented in your loan offer and agreement before you are obligated.
5. Accuracy of Information
You agree to provide accurate, complete, and current information in all applications and communications. Providing false information may result in denial, cancellation, or legal action.
6. Verification
You authorize Lendcorp USA to verify the information you submit, including identity, employment, income, and banking details, through third-party verification services and credit bureaus.
7. Privacy
Your use of our services is also governed by our Privacy Policy, which describes how we collect and handle your information.
8. Limitation of Liability
Lendcorp USA is not liable for indirect, incidental, or consequential damages arising from the use of our website or services. Our liability is limited to the extent permitted by law.
9. Intellectual Property
All content on this website, including text, graphics, and logos, is the property of Lendcorp USA and protected by intellectual property laws. You may not reproduce it without permission.
10. Changes to Terms
We may update these Terms & Conditions at any time. Continued use of our services after changes constitutes acceptance of the revised terms.
11. Governing Law
These terms are governed by the laws of the State of Illinois, without regard to conflict of law principles.
12. Contact
Questions about these Terms & Conditions can be directed to us through our Contact page.