Privacy Policy
Your privacy matters. This policy explains how we collect, use, and protect your information.
Last updated: January 2025
1. Information We Collect
We collect information you provide directly when you apply for a loan, verify an application, or contact us. This includes your name, address, date of birth, Social Security Number, employment details, income, and banking information. We also collect usage data such as your IP address and browser type when you visit our website.
2. How We Use Your Information
We use your information to process and verify loan applications, assess creditworthiness, communicate with you about your application, prevent fraud, and comply with legal obligations. We do not sell your personal information to third parties.
3. Information Sharing
We may share your information with credit bureaus, verification partners, and financial institutions necessary to process your application. We may also disclose information when required by law or to protect our legal rights.
4. Data Security
We employ 256-bit SSL encryption to protect your data during transmission and follow industry-standard security practices for storage. Access to your information is restricted to authorized personnel who need it to serve you.
5. Data Retention
We retain your information for as long as necessary to provide our services and comply with legal requirements. After your relationship with us ends, we retain records according to our data retention policy and applicable law.
6. Your Rights
You have the right to access, correct, or request deletion of your personal information. You may also opt out of certain marketing communications. To exercise these rights, contact us using the information provided on our Contact page.
7. Cookies
Our website may use cookies and similar technologies to improve your browsing experience and analyze traffic. You can control cookies through your browser settings.
8. Children’s Privacy
Our services are not directed to individuals under 18. We do not knowingly collect personal information from minors.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will post the updated version on this page and revise the effective date accordingly.
10. Contact Us
If you have questions about this Privacy Policy or how we handle your information, please contact us through our Contact page.